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A SOLID PORTFOLIO

Finstyle Planning Solutions has provided me with exceptional advice over the years. The service that I have received is fantastic and I will always recommend their services to family and friends. With their help I now have a solid portfolio and a very clear direction of where I want to be. I would not be in the situation I am today without their knowledge and expertise. Thanks guys!

GIANNI DELLANEGRA

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TIME FOR PLAY

When I took out Trauma Insurance, I considered myself young and fit and thought that I would never need to claim. However I recently was diagnosed with kidney cancer. Whilst I was in hospital, Brad was busy sorting out my claim. He handled everything and was able to provide me with the precise payment. Having Brad as my Financial Advisor has made my life easier, he recommended Trauma Insurance and I thank him for his assistance not only with this claim but he recommendations over the past years.

GREG BARRETT

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GIVES ME FREEDOM

Over the past 12 years Brad has been the guiding force in creating security for my family by looking at our world in a holistic sense and helping us attain our immediate and future goals. Property ventures have decreased our tax, increased our ability to save and therefore increased our asset base. With yearly evaluations and constant discussions, Finstyle has given us a sense of direction and peace of mind, helping us afford yearly holidays and extra luxuries in life. Brad’s exuberant personality and passion for his industry is always welcome and his high touch high feel mode of operating will see him looking after us for years to come.

DEAN SZANTO

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PEACE OF MIND

A big thankyou to Brad for introducing me to Trauma Insurance and insisting it was cover I needed. I was sceptical as I was in good health, but last year I needed surgery for a melanoma. Brad submitted all required documentation, followed up with the Insurance Company, explained the process and kept me updated through every step of the claim. Once the claim was accepted, the payment was in my bank the very next day. This also enabled me to place a deposit on a unit, which now gives me total peace of mind for the future.

ANDREA BUTTERS

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GROWING MY WEALTH

I own three properties (all insured of course!) and my portfolio and wealth continue to grow. I don’t see myself as a risk taker but I do know that I like the life I’m living and to sustain that into the future, I needed someone to take me by the hand and guide me. That person is Brad and the team at Finstyle. He set up income, life and trauma insurances and basically insured me against the risk of anything going wrong. This is a huge relief. I count my blessings that I met Brad!

SIMONE QUODLING

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PLANNING FOR RETIREMENT

As the greatest of procrastinators, we had put off the idea of having a financial advisor help us plan a secure future for our retirement. From the initial meeting, we were impressed. He listened. He respected our conservative approach to risk-taking and life and he was willing to take us outside our comfort zone in baby steps. Brad also recognises what is most important to us – family. He is patient with us and systematic in providing us with opportunities and options for consideration, but never forceful.

EM AND PAUL

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A GOOD NEST EGG

I am very pleased to say that Brad Isaac has been my Financial Advisor for over 12 years. In that time he has assisted and guided me through a difficult transition from full time work to retirement and managed my nest egg so that I am able to live very comfortably without any financial stress.

LORRAINE SIMPSON

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TAKING CARE OF FAMILY

In the 4 years I have known Brad, who was recommended by a friend, he has taken control of my personal affairs and I have never felt so at ease since putting my trust in him. He has always conducted himself in a professional manner and nothing I ask has ever been too difficult for him. He is always updating me with items of interest and keeping me ‘in the loop’. My family recently moved from interstate and I called upon Brad to take control of their personal affairs. Again, they felt at ease and could not believe the knowledge of this man.

HELEN AND DES

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MORE TIME FOR ME

Working with Finstyle Planning Solutions has been one of the best decisions I have made about taking control of my financial future. Brad’s prompt response through email, phone call or face-to-face meeting to any questions or concerns I have is not only very reassuring but confirms his knowledgeable understanding of current market forces. Brad’s enthusiasm, integrity and ability to take a genuine interest in not only my financial affairs, but in me as an individual, has given me a sense of confidence about my future.

STEPHEN CARTER

ABOUT US

Our boutique financial planning practice was established in 2010 by Founding Adviser Brad Isaac.

Brad has brought together a team of specialists focused to create and protect the lifestyle you want. We can help you realise your dreams, attain peace of mind and grow financially to protect your future.

We work closely to tailor a plan and provide easy to understand holistic financial advice, coaching and mentoring, either actively or passively. It’s up to you.

Brad Isaac and Finstyle Planning Solutions Pty Ltd are Authorised Representatives of Total Financial Solutions Australia Limited, we operate with complete transparency, allowing us to provide the best possible advice and outcome for you.

AFSL 224954
ABN 94 003 771 579

At Finstyle Planning Solutions we believe in communication. It takes a strong two way relationship to build a successful financial plan. To understand our clients’ needs takes time, the team at Finstyle is committed to working hand in hand to build that relationship from the beginning.

Financial planning at times can be quite a complex process. We fully understand this and aim to minimise the level of disruption caused in our clients’ lives.

MISSION

Our mission is to make a positive impact in our clients’ lives, creating and protecting the lifestyle they want. The team is committed to working hand in hand with our clients. We are not only a financial planning and mentoring practice, but also a trusted confidante, challenging our clients to strive for improvement both personally and financially. We support our clients through the difficult times and celebrate their achievements.

ADVICE

ADVICE PROCESS

Initially we’ll have a general conversation about your background and reasons for seeking financial advice, then explain our planning process.

PREPARATION FOR THE INITIAL APPOINTMENT

We’ll book your first appointment then send you an email detailing what you will need to bring with you, plus a Lifestyle Questionnaire.

FIRST APPOINTMENT

You’ll be introduced to your financial adviser for an hour long consultation to discuss why you came to see us and explore your current situation both financially and personally, plus your goals and objectives. We may send you away with a few additional items to complete and return.

LETTER OF ENGAGEMENT

After your meeting and returning any documents, we’ll provide a letter of engagement outlining the expected work involved and the estimated fee. Take all the time you need to think it through, and feel free to call us to discuss. If you decide to proceed, 50% of your initial fee is payable.

SECOND APPOINTMENT

Now we formulate a strategy and prepare your initial Statement of Advice. This is a comprehensive document outlining your situation and our recommended strategy. Your financial adviser will present this document to you ensuring you understand and are comfortable with any recommendations we have made.

IMPLEMENTATION

If you’re confident with our recommendations, our team will commence implementation of the proposed strategies. We will then assist and facilitate any third party meetings where required with respective brokers, accountants, solicitors or alternate referral partners

ONGOING ADVICE

When the implementation has completed we’ll arrange a review meeting to ensure everything is running smoothly. The ongoing advice process covers any additional ad hoc advice, as well as regular reviews, as required.

Finstyle provides a comprehensive range of services. Our clients individual needs, goals and objectives are investigated and we can provide advice in the following areas;

  • Financial Coaching and Mentoring

  • Personal Insurance Protection

  • Borrowing and Debt Restructuring

  • Financial and Cash Flow Strategies

  • Retirement Planning

  • Wealth Creation and Investment

  • Strategy/Advice

  • Estate Planning and Asset Protection

  • Goal Setting

  • Self Managed Super Funds

  • Asset Allocations

  • Tax Planning

All advice is provided by our qualified and lead authorised representative with extensive industry experience and is able to provide this advice in all of these areas.

We provide a holistic approach to your financial plan and ongoing active management. We assess your overall position and then commit to a tailored plan with a suitable fee package.

Any commission we receive from a fund manager, life office or referral partner may be offset against your annual fee arrangement. This will be set out in your initial Letter of Engagement.

We do not provide legal or accounting advice, however if requested we can refer you to an accountant or solicitor for these services.

We use a variety of planning tools to assist you in the planning process and ultimately the generation of your plan. Here is a selection of support tools for you to explore.

At Finstyle Planning Solutions we believe in communication

Lending

An annual home loan health check is recommended to ensure you have the most suitable loan arrangements in place. To make this process easier Finstyle Lending offers a complimentary home loan health check, so you can feel confident your home loan is appropriate for your current set of financial circumstances. We’ll provide you with up-to-date mortgage advice to help ensure your home loan is still structured to meet your current and future requirements. It costs you nothing and could save you time and money.

We’ll help you get the most out of your home loan.


We will look at flexible ways you could restructure your loan, consolidate your credit card or personal loan debt into your home loan or unlock the equity in your home for other investments. We’ll also provide you with invaluable advice on how you could get more out of the features available on your home loan.

It’s all part of Finstyle Lending’s commitment to go the extra mile for our clients, to help ensure your home loan always matches your lifestyle.

We look forward to helping you secure the financial future you want.

All finance and lending advice is provided by Finstyle Lending under Australian Credit Licence No. 477069 and in conjunction with an aggregator agreement with National Mortgage Brokers Australian Credit Licence 391209.

Only financial planning advice provided by Finstyle Planning Solutions is associated with TFSA.

 

ASSOCIATES

Finstyle work with many different organisations towards the ultimate goal of providing our clients with a wide array of companion services that either assist in the financial planning process or are associated with the planning process.

We provide financial peace of mind to our clients with a specific focus on lifestyle goals and objectives

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Suite 1.03,
17-19 Yarra St, Abbotsford VIC 3067
03 8414 0290 03 8414 0293

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