Running a business
Who holds the business owner accountable?
You hold everyone else to account: staff, suppliers, yourself hardest of all. But nobody's asking you the hard questions about the wealth outside the business. That's the seat we take.
Running a business
You hold everyone else to account: staff, suppliers, yourself hardest of all. But nobody's asking you the hard questions about the wealth outside the business. That's the seat we take.
Sound familiar?
"Everything I have is tied up in the business."
"I pay everyone properly, except myself."
"The business is the retirement plan. There is no plan B."
"I've got an accountant, a lawyer, a bookkeeper. Nobody's joining the dots."
"One day I'll sell. I just couldn't tell you when, to whom, or for how much."
What we do together
Not a product list. A working partnership built around four outcomes.
01
A business is an asset, not a plan. We build the personal balance sheet alongside it (super, investments, structures) so your future doesn't depend on one sale going perfectly.
02
Salary, super, dividends, structure: the plumbing between the business and your life. Most owners set it up once, years ago, and never revisit it. We make it deliberate.
03
The best exits are built on a long runway: structure, timing, and knowing your number before a buyer ever appears. We start that clock now, whatever the horizon.
04
Through Finstyle Lending, your borrowing (business facilities, property, restructures) is designed alongside your wealth strategy by people who actually talk to each other. That includes buying your premises, or property inside your SMSF.
Commercial property loans →Worth reading
Business owners
Your business funds your life, but only if the plumbing between the two actually works.
Exit planning
The difference between selling well and selling eventually is usually the head start.
Superannuation
Why owners chronically underweight super, and why it's often their best-protected asset.
Common questions
Your accountant looks after the business's tax and compliance. We look after the wealth outside it: super, investments, personal structures, insurance and your eventual exit. We work alongside your accountant, not instead of them, so someone is finally joining the dots.
Yes. Finstyle Lending, our in-house mortgage broking arm, works from the same East Melbourne office as our advisers. Borrowing for premises, property or a restructure is designed alongside your wealth strategy, by people who actually talk to each other. Commercial property loans →
Years before you expect to sell. A good exit is built on structure, timing and knowing your number before a buyer appears, and most of that needs a long runway. Starting early keeps your options open, whatever the horizon.
Yes, right across Australia. We're just as happy to meet online over Microsoft Teams, so the business can be in Perth, Brisbane or anywhere in between. And if you're in Melbourne, or visiting, we'd love to see you at our office at Gate 8, Jolimont.
Start with a conversation. Free, no obligation, at Gate 8, over the phone or online.
Start with a conversation Or call us on (03) 8414 0290