Finstyle Lending · Commercial property
Buying your business premises, adding a commercial investment, or purchasing property through your SMSF. Commercial lending has more moving parts, and that's exactly when having advice in-house pays for itself.
Sound familiar?
"We're paying rent that could be paying off our own premises."
"Commercial lending feels like a different language."
"Can our super fund buy the building we work from?"
"The bank wants to cross-secure everything we own."
"The loan has to work with the business, not against it."
What we do together
Premises, investment and super, coordinated with your adviser.
01
Owning the building your business runs from can turn rent into equity. We arrange owner occupied commercial finance that fits the business's cashflow, not the other way around.
02
Offices, retail, industrial. We structure commercial investment lending around the income the asset produces and the plan it belongs to.
03
Buying property inside super uses limited recourse borrowing, and the rules are strict. Your broker and adviser work together so the lending and the super strategy line up.
04
Business, personal and super finances are rarely separate. We coordinate with your adviser and accountant so security, ownership and repayments make sense across all of it.
Worth reading
Premises
When owning your premises makes sense, and when renting is the smarter use of capital.
SMSF
What limited recourse borrowing really involves before you commit.
Lending
Loan-to-value ratios, terms and pricing work differently here. A plain-English primer.
Start with a conversation. Free, no obligation, at Gate 8 or over the phone.
Start with a conversation Or call us on (03) 8414 0290