Finstyle Lending · Owner occupied homes
Whether it's your first home or your fifth, the loan you sign shapes your finances for years. We compare the options across a wide panel of lenders, explain them in plain English, and get the structure right from day one.
Sound familiar?
"We found the house. Now the finance feels like the scary part."
"I'm a first home buyer and I don't know what I don't know."
"The bank pre-approved us for a number that seems way too high."
"Our last broker disappeared the day we settled."
"We want to upgrade, but we're not sure what we can actually afford."
What we do together
Four ways we make the finance the easy part.
01
Pre-approval is not a budget. We work out what you can comfortably borrow, with room for the life you want to keep living, before you fall in love with a property.
02
Buying your first home comes with grants, schemes and jargon. We walk first home buyers through every step in plain English, from deposit to settlement day.
03
A bank can only offer you its own products. As brokers we compare across a wide panel of lenders and put forward the options that suit your situation.
04
Offset accounts, repayment settings, fixed and variable splits. Because your broker and adviser share a desk, the loan is built to serve the bigger picture, not just the purchase.
Worth reading
First home buyers
Grants, concessions and guarantees change often. Here's how to think about what applies to you.
Borrowing
The bank's number and your number are different things. Work out yours first.
Structure
When an offset genuinely helps, and when it's just a more expensive account.
Common questions
Yes. We walk first home buyers through every step in plain English, from working out a comfortable budget and deposit to settlement day, including the grants and schemes you may be eligible for. Finstyle Lending is based at Gate 8, Jolimont in East Melbourne.
A bank can only offer you its own products. As brokers we compare options across a wide panel of lenders, explain them in plain English, and put forward the ones that suit your situation.
Your home loan shapes your finances for years. At Finstyle, your broker and adviser share a desk, so offset accounts, repayment settings and fixed and variable splits are set up to support your wider plan, not just the purchase.
Start with a conversation. Free, no obligation, at Gate 8, over the phone or online.
Start with a conversation Or call us on (03) 8414 0290